Disclaimer

This Disclaimer governs your use of the website and digital platform operated by ONE ACCESSS FINGLOBE PRIVATE LIMITED (“Company”, “we”, “our”, “us”), a registered AMFI Mutual Fund Distributor (ARN Holder) and authorised channel partner of MMTC-PAMP for digital and physical precious metals distribution. By accessing or using this website, you expressly agree to the terms below.

1. Regulatory Status & Scope of Services

   The Company operates as a Mutual Fund Distributor registered with the Association of Mutual Funds in India (AMFI) and distributes mutual funds strictly on a non-advisory, execution-only basis, in accordance with SEBI (Mutual Funds) Regulations, AMFI Best Practice Guidelines, and applicable circulars.

   The Company is an authorised distributor of digital gold and silver through MMTC-PAMP, and acts solely as a facilitator for transactions processed through the MMTC-PAMP platform.

   For other financial products, the Company functions strictly as a third-party distributor or referral partner, and is not the manufacturer, issuer, or provider of such products.

   The Company does not provide portfolio management services, investment advisory services, or securities research under SEBI regulations.

2. Accuracy of Information

   While the Company endeavours to ensure that all information on this website is obtained from reliable sources and updated periodically:

   • We do not warrant the accuracy, adequacy, completeness, or timeliness of any data, NAVs, market information, prices, research, charts, calculators, model portfolios, or third-party content.
   • All information is provided on an “as is” and “as available” basis.
   • The Company shall not be responsible for any errors, omissions, interruptions, delays, or inaccuracies.

   Users must independently verify product details, risks, and suitability before making any investment or financial decision.

3. No Investment, Legal, Tax, or Financial Advice

   Nothing on this website constitutes investment advice, financial planning, tax planning, portfolio recommendations, or legal advice.

   Content, tools, research summaries, comparisons, or insights available on the platform are generic, illustrative, and for informational purposes only.

   Investment decisions should not be made solely on the basis of information provided on this platform.

   For personalised advice, users are encouraged to consult a qualified and SEBI-registered investment adviser, chartered accountant, legal professional, or financial expert.

4. Risk Disclosures

   Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing.

   Past performance, ratings, or rankings do not guarantee future results.

   All financial products carry inherent market, credit, liquidity, interest-rate, operational, and other associated risks.

   For digital gold/silver via MMTC-PAMP:

   • The Company does not control pricing, buy/sell spreads, storage, settlement processes, or product redemption mechanisms.
   • MMTC-PAMP terms and policies shall govern the transaction.
   • Users are solely responsible for understanding product features and risk factors.

5. No Assurance or Guarantees

   The Company provides no guarantee:

   • of returns, capital protection, or performance of any financial product;
   • that investment objectives will be met;
   • regarding uninterrupted, error-free, or secure operation of the website;
   • with respect to data availability, uptime, or transaction success.

6. Forward-Looking Statements

   The website may contain forward-looking statements involving market outlooks or projections. Actual results may differ due to market volatility, regulatory changes, economic conditions, and other external factors.

   The Company is not liable for any difference between such projections and actual outcomes.

7. Third-Party Products, Services & Links

   All third-party products (mutual funds, bonds, deposits, loans, digital gold, etc.) are provided by their respective manufacturers or issuers.

   The Company does not control, endorse, guarantee, or assume responsibility for third-party content, data feeds, calculators, or external websites.

   Any dispute regarding underlying product performance, delay, redemption, refund, or settlement will be addressed to the respective product issuer, as applicable.

8. Platform Usage, Technology & Operational Limitations

   The Company is not liable for:

   • technical failures, downtime, server issues, system errors, cyber-attacks, or network outages;
   • disruption of internet or telecom services;
   • data loss or corruption arising during platform use;
   • unauthorised access due to user negligence, weak passwords, data sharing, or device compromise.

   Users are responsible for maintaining the confidentiality of their login credentials and devices.

9. Limitation of Liability

   To the maximum extent permitted under applicable law, the Company, its directors, officers, employees, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, punitive, or exemplary damages arising from:

   • use of this website;
   • reliance on any information herein;
   • delays, failures, inaccuracies, or omissions in data;
   • purchase, sale, or use of any financial product.

   Your sole remedy for dissatisfaction with the website is to discontinue use.

10. Indemnification

    You agree to indemnify, defend, and hold harmless the Company, its management, employees, partners, and affiliates from any claims, losses, liabilities, damages, costs, or legal fees arising from:

    • misuse of the website or services;
    • violation of this Disclaimer or the Terms of Use;
    • breach of applicable laws;
    • wrongful reliance on information provided.

11. No Warranty

    The Company expressly disclaims all warranties, express or implied, including:

    • merchantability;
    • fitness for a particular purpose;
    • non-infringement;
    • accuracy, completeness, timeliness, or reliability of information.

12. Intellectual Property

    All trademarks, logos, content, UI/UX elements, analytics, and proprietary material on this website belong to the Company or its licensors.

    Unauthorised reproduction, distribution, modification, or commercial use is strictly prohibited.

13. Governing Law & Jurisdiction

    This Disclaimer shall be governed by the laws of India. All disputes shall fall under the exclusive jurisdiction of the courts and tribunals in Mumbai, Maharashtra.

14. Contact Information

    For compliance, legal queries, or grievance redressal, you may contact:

    ONE ACCESSS FINGLOBE PRIVATE LIMITED
    NESCO IT Park, Building No 4, North Wing, 10th Floor,
    W.E. Highway, Goregaon (E), Mumbai - 400063
    Email: info@1accesss.com
    Phone: +91-9819033112