Terms of Use

1. Introduction

   These Terms of Use ("Terms") govern your use of services provided by One Accesss FinGlobe Pvt Ltd, referred to as "1accesss", "we", "our", or "us". By accessing or using any part of our platform, you acknowledge that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy.

   If you do not agree to these Terms, you should discontinue use of the platform immediately.

2. Definitions

   • “Platform” refers to the 1accesss website, web app, and related services.
   • “User” or “You” means any individual who accesses or uses our platform.
   • “Content” includes text, graphics, images, and other material provided through the platform.

3. Eligibility

   To use our services, you must:

   • Be at least 18 years old or the age of majority in your jurisdiction.
   • Have the legal capacity to enter into a binding agreement.
   • Comply with applicable laws and regulations.

4. Account Registration

   You may be required to create an account to access certain features. You agree to:

   • Provide accurate, current, and complete information during registration.
   • Keep your login credentials secure and confidential.
   • Notify us immediately of unauthorized use of your account.

5. Privacy

   Your privacy is important to us. Our Privacy Policy explains how we collect, use, store, and share your personal information.

   Key aspects include:

   • Types of data collected: personal, financial, and transactional data.
   • Purposes: service delivery, KYC/AML compliance, fraud prevention, communication.
   • Sharing with partners: banks, regulators, third-party service providers.
   • Data security: encryption, MFA, secure infrastructure, and audits.
   • International transfers with adequate safeguards.

6. Acceptable Use

   When using the Platform, you agree not to:

   • Engage in unlawful, misleading, or fraudulent activities.
   • Upload viruses or malicious code.
   • Reverse engineer, decompile, or extract source code.
   • Violate intellectual property rights or third-party rights.

7. Intellectual Property

   All content, trademarks, and technology on the platform are the exclusive property of 1accesss or its licensors. You may not use, copy, or reproduce them without explicit written permission.

8. Termination

   We reserve the right to suspend or terminate your account at our sole discretion, with or without notice, if you violate these Terms or engage in behavior we deem harmful to the platform or other users.

9. Limitation of Liability

   To the maximum extent permitted by law, 1accesss shall not be liable for any indirect, incidental, special, or consequential damages, including loss of profits, data, or goodwill.

   We do not guarantee uninterrupted access to the Platform, and we disclaim all warranties to the extent allowed by law.

10. Indemnification

    You agree to indemnify and hold harmless 1accesss, its directors, officers, employees, and affiliates from and against all claims, liabilities, damages, losses, and expenses arising out of your use of the Platform or violation of these Terms.

11. Governing Law & Jurisdiction

    These Terms shall be governed by the laws of India. Any disputes will be resolved under arbitration per the Indian Arbitration and Conciliation Act, 1996. The venue for arbitration shall be Bangalore, India.

12. Changes to Terms

    We may update these Terms periodically. The latest version will always be available on our website. Continued use of the Platform constitutes your acceptance of any changes.

13. Contact Us

    If you have questions or concerns about these Terms, please reach out:

    • Email: info@1accesss.com